Health Reimbursement Arrangements (HRAs)

Health reimbursement arrangements (HRAs) are employer-funded health care accounts that reimburse employees for their eligible out-of-pocket medical expenses on a tax-favored basis. Beginning in 2014, the Affordable Care Act’s (ACA) market reforms substantially limited the types of HRAs that employers could offer. Due to these reforms, most stand-alone HRAs are currently prohibited, although HRAs that … Continue reading Health Reimbursement Arrangements (HRAs)

CBO Releases Estimate of Budgetary Effects of ACA Replacement

March 13, 2017 From the Desk of Larry Grudzien Attorney-At-Law Today, the Congressional Budget Office released its estimate of the budgetary effects of the American Health Act. Below is a summary of its findings: The Concurrent Resolution on the Budget for Fiscal Year 2017 directed the House Committees on Ways and Means and Energy and … Continue reading CBO Releases Estimate of Budgetary Effects of ACA Replacement

House Committees Release ACA Replacement Bills

On March 6, 2017, Republican leadership in the U.S. House of Representatives issued two bills to repeal and replace the Affordable Care Act (ACA) through the budget reconciliation process. These bills, which were issued by the Ways and Means Committee and the Energy and Commerce Committee, are collectively known as the American Health Care Act. … Continue reading House Committees Release ACA Replacement Bills


  On Feb. 15, 2017, the Department of Health and Human Services (HHS) issued a market stabilization proposed rule under the Affordable Care Act (ACA). The proposed rule includes new reforms intended to stabilize the individual and small group health insurance markets for the 2018 plan year. Specifically, the rule proposes a variety of policy … Continue reading MARKET STABILIZATION PROPOSED RULE ISSUED